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Venishetty Sairaghava

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Open access Aug 2026

A STUDY ON AN ANALYSIS OF CYBER RISKS IN DIGITAL FINANCE WITH A FOCUS ON UPI PAYMENTS

ABSTRACT The growth of digital finance has transformed financial transactions in India, with the Unified Payments Interface (UPI) becoming a widely used payment mechanism. However, increasing activity has also created exposure to phishing, fake applications, OTP fraud, QR scams, identity theft, malware, SIM swapping, a...

Venishetty Sairaghava, T. N. Reddy · 0 citations

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