Advances in Artificial Intelligence (AI) have transformed the banking sector, particularly credit scoring systems, by improving the accuracy of credit risk assessment and the efficiency of financing decisions. However, AI implementation also presents challenges related to transparency, algorithmic bias, data protection...
Azhela Dwi Aryani, Zuhrinal M. Nawawi, Y. S. Nasution· Jurnal Penelitian Ilmu Ekono...· 0 citations
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