explainable ai

E-government and Financial Inclusion: Unlocking Opportunities with Technology

Purpose: The chapter examines e-government and financial inclusion practices globally and upholds the duo as the basis of a resilient economy, serving as a means of unlocking opportunities with technology. Need for the study: The chapter justifies how e-government initiatives promote financial inclusion by leveraging d...

Explainable Artificial Intelligence (XAI) Techniques for the Software Development Lifecycle: A Phase-Specific Framework

Abstract: Artificial Intelligence (AI) is rapidly being integrated into the Software Development Lifecycle (SDLC) to automate tasks ranging from defect prediction to requirements analysis. However, the “black-box” nature of these predictive models creates a significant barrier to trust, as developers cannot easily veri...

Decomposition-Induced Governance Blindness: Assurance continuity across decomposed governance systems

Complex organisations become governable by decomposition. Responsibilities are distributed among specialist functions, committees, professions, programmes and assurance regimes so that bounded attention and expertise can be applied to manageable parts of a larger system. Yet consequential relationships do not necessari...

Bonded Science "The Soul System" : THE T-SHIRT THEORY (THE THERMODYNAMIC-SHIRT THEORY)

Thermodynamics Law 1 as One Continuous Reality One shirt. Cut pieces. Still shirt. Reorganized shirt. Biology is shirt. Humans are shirt. EC is shirt. Inventions are shirt. Same continuity. Same Law. I'm using a T-shirt to explain the horizontal transformation from Sun to planets to biology to Ai/EC to inventions into...

Zone-Wise Wildlife Detection and Population Analysis Using Computer Vision

Wildlife monitoring is essential for biodiversity conservation, ecological research, habitat management, and protection of endangered species. Traditional wildlife population monitoring methods often require extensive fieldwork, manual observation, and expert analysis, making them time-consuming and difficult to scale...

Identifying and explaining effective indicators in choosing financial software packages: English research companion to the 2023 Persian article

English research companion to the Persian article by Ghodratpanah, Malekian, and Kamyabi (2023), Financial Economics, 17(2), 25–48. It presents the study framework, Delphi method, and reported selection criteria for international readers. The original study assessed 48 criteria in two Delphi rounds with ten experts in...

Gaps Below n in Multiset Resolving Spectra

A set S of vertices of a connected graph is multiset resolving if every vertex has a distinct multiset of distances to S. We study graphs whose identification spectrum (the set of sizes of multiset resolving sets) contains the order n but skips the sizes just below it, and define the top gap g(G) as n minus the largest...

Replication code for "When software evaluates: Performance evaluation and the AI wage premium in the UK, with comparative evidence from the EU"

Python code and frozen result files reproducing all tables, figures and supplementary tables of the article "When software evaluates: Performance evaluation and the AI wage premium in the UK, with comparative evidence from the EU" (submitted to PLOS ONE). The analysis uses the UK Skills and Employment Survey 2024 (UK D...

Infrastructure for Effective Human Oversight of Distributed AI Agents

This paper proposes how institutions could preserve effective human oversight as AI agents increasingly help build, test and operate more capable AI systems. The architecture aims to connect independent observation, bounded delegation, challengeable safety conditions and intervention enforced at the resources where con...

Explainable Machine Learning-Based Diabetes Prediction Using Clinical Features: A Comparative Evaluation of Ensemble and Boosting Algorithms A Comparative Study with Explainable Artificial Intelligence Analysis

Works for 10/10/2026 - Thomas James Davis

Listen and ask questions with Gemini Notebook: https://notebook.google.com/notebook/c0a1c2f5-a68b-48f5-9cd6-81734c9ed863?authuser=1 Rabboni! How to Learn Like a God — The Father, the Holy Spirit, and Jesus Christ — Agape, Relational Learning, the Garden, and the Joy of Seeing the Work of Others What does it mean to lea...

Humarticosynergy: A New Word for Cognitive Human–AI Synergy

This essay introduces humarticosynergy as a concise term for the previously developed concept of Cognitive Human–AI Synergy. The proposed word combines elements referring to the human, artificial intelligence, cognition, and synergy. The essay explains its formation, defines the concept it denotes, and outlines possibl...