Aug 2026· Tạp chí Khoa học Đại học Công Thương· Vol 26, pp. 652· 0 citations
Abstract
In the context of Vietnam's banking sector reforms and Basel II/III capital pressures, understanding the factors driving bank performance is crucial for both policymakers and practitioners. Using a balanced panel of 26 commercial banks over 2010-2024, this study employs a two-way fixed effects model with Driscoll-Kraay standard errors (DK-SE) to account for cross-sectional dependence, heteroskedasticity, and serial correlation. Potential endogeneity concerns are mitigated through the use of lagged variables and model specification strategies. The results show that internal bank-level factors, particularly cost efficiency, play a dominant role and consistently outweigh macroeconomic conditions in explaining performance variation. Among these, cost inefficiency emerges as the most influential factor undermining profitability. These findings provide actionable benchmarks for improving operational efficiency and inform capital policy design in the Vietnamese banking sector.
In the context of Vietnam's banking sector reforms and Basel II/III capital pressures, understanding the factors driving bank performance is crucial for both policymakers and practitioners. Using a balanced panel of 26 commercial banks over 2010-2024, this study employs a two-way fixed effects model with Driscoll-Kraay...
T. Lâm, P. Bui-Nguyen, N. Nguyen· Tạp chí Khoa học Đại học Côn...· 0 citations
This study examines the determinants of systematic risk in Vietnamese commercial banks during the period 2019–2024. Using a balanced panel dataset of 25 listed banks, systematic risk is measured by the beta coefficient derived from the Capital Asset Pricing Model (CAPM). The analysis employs panel data regression techn...
Le Truong Niem· Tạp chí Khoa học Đại học Côn...· 0 citations
This study investigates the impact of electronic banking services on the profitability of Vietnamese commercial banks over the period 2014–2023. Using an unbalanced panel dataset of 25 banks (up to 250 bank-year observations, with missing values in the e-banking index addressed via linear interpolation and trend extrap...
Khanh G. Huynh, Hằng Thị Thu Võ, Linh Thi Mai Nguyen et al.· Tạp chí Khoa học Đại học Côn...· 0 citations
This study investigates the effect of bank recapitalization on the financial stability of Nigerian
deposit money banks between 2004 and 2024. Using an ex-post facto research design and
balanced panel data from ten banks, the study employs fixed-effects regression with cluster-robust
errors, complemented by random-effec...
I. Areghan· World Journal of Entrepreneu...· 0 citations
This study examines the dynamic efficiency and productivity trajectories of 20 Vietnamese listed banks from 2017 to 2023, a period characterized by significant regulatory shifts and economic volatility. We develop a two-stage Dynamic Network Data Envelopment Analysis (DNDEA) model with a slacks-based measure (SBM) to d...
Thanh Hai Tran, Yi-Fan Yang· Wseas Transactions on Busine...· 0 citations
Financial conglomerates hold the majority of Indonesia’s financial system assets. The recent enactment of Law No. 4 of 2023, alongside OJK Regulation No. 30 of 2024, has significantly widened the supervisory perimeter from four to thirteen categories of financial services institutions. Despite these massive regulatory...
