Aug 2026· Jurnal Manajemen Motivasi· 0 citations· 31 references
Abstract
By taking into account the capital adequacy ratio, bank size, and financial leverage, this study seeks to examine the impact of asset management risk on the financial performance of Indonesian banks. Purposive sampling was used to choose 32 banks that were listed on the Indonesia Stock Exchange between 2020 and 2024. Panel data regression was used to analyse the data. The findings indicate that while financial leverage has a large negative impact on financial performance, interest rate risk, credit risk, and the capital adequacy ratio have a considerable beneficial impact. The financial performance of banks is not significantly impacted by liquidity risk or bank size.
Keywords: Capital Adequacy Ratio; Credit Risk; Financial Performance; Interest Rate Risk; Liquidity Risk
This study examines the effects of banking risks on the financial performance of conventional banks in Indonesia during the 2019–2024 period. Financial performance is measured using return on assets (ROA), return on equity (ROE), and net interest margin (NIM). The examined risk factors include credit risk, liquidity ri...
Muhammad Rida Abas, B. Usman, Hartini Hartini· Owner· 0 citations
The study examines market risks as factors that could influence the financial performance of the
DMBs in Nigeria. The study was based on the Value at Risks (VaR) theory and adopted the crosssectional and longitudinal research design. The population of the study consisted of all Deposit
Money Banks (DMBs) in Nigeria. Da...
Sunday Otuya· World Journal of Finance and...· 0 citations
Profits of banks are often under pressure of huge nonperforming loan portfolio and other operations
in risk assets and this creates weaknesses in the financial strength of banks, and sometimes leads to
distresses and collapse of such entities with negative consequences on stakeholders. This study
investigates the ef...
Jadi M. Binawa· Journal of Accounting and Fi...· 0 citations
This study investigates the effect of capital adequacy ratio (CAR), Tier 1 leverage ratio (TLR),
and equity-to-assets ratio (EAR), on the financial performance of listed deposit money banks
in Nigeria. Using return on assets (ROA) as the measure of financial performance, panel data
from audited financial reports of the...
E. I. Ogbada· IIARD INTERNATIONAL JOURNAL...· 0 citations
Banking stability depends on banks’ ability to maintain operational efficiency and adequate capital while managing the trade-off between profitability and credit risk. This study aims to examine the impact of operational efficiency, measured by the Operating Expenses to Operating Income ratio (BOPO), and capital adequa...
