2026· International Journal of Research in Education Humanities and Commerce· 0 citations· 9 references
Abstract
The promulgation of Law No. 15/005 of March 17, 2015 establishing the Insurance Code in the Democratic Republic of Congo ended the monopoly of the National Insurance Company (SONAS) and opened the sector to national and international competition. This major legal transformation raises the fundamental question of protecting the historical operator in a nascent competitive environment. Through a legal analysis of normative texts and an empirical study of market data, this research examines the legal protection mechanisms for SONAS and evaluates their adequacy in the face of competitive challenges. The results reveal an insufficient legal framework, dysfunctional governance, and a rapid erosion of SONAS's market share, which fell from 100% to 18% in five years. The study recommends a structural reform of SONAS governance, recapitalization, and the adoption of proportionate protection measures compatible with the principles of free competition.
The liberalization of the insurance sector in the Democratic Republic of Congo, established by Law No. 15/005 of March 17, 2015, profoundly transformed the national insurance landscape by ending the monopoly of the National Insurance Company (SONAS). This study analyzes the evolution of insurance operators and their im...
Guy Angbongi Gongwa, Bofoe Lokangu, Musambay Ramazani et al.· International Journal of Res...· 0 citations
The aim of the present article was to define structural and functional purpose with regard to the legal mechanism for countering monopoly and non-profit competition in the Republic of Azerbaijan in the context of the economic security of the state. The study was based on the analysis of the Constitution of...
M. Orujov· Scientific Journal of the Na...· 0 citations
The purpose of this article is to conduct a systematic analysis of the legal framework governing Ukraine’s IT sector and a comparative study of international practices to identify areas for improving legislation. The study covers three structural dimensions: the special tax and employment regime of Diya City, personal...
O. Popko, Pavlo Tyvonchuk· Фінансовий простір· 0 citations
A contradiction is identified between formal indicators of import substitution and the actual level of technological independence, based on the analysis of normative legal acts and empirical data for 2022—2025.
V. A. Nosova· Courier of the Kutafin Mosco...· 0 citations
The growth of the financing industry meets modern societal needs but also presents distinct challenges, particularly regarding legal certainty in the repossession of assets subject to fiduciary security. This study aims to analyze the legal framework governing company liability when utilizing third-party debt collectio...
This paper examines the legal regime governing strategic investments in Albania, established by Law no. 55/2015 "On Strategic Investments in the Republic of Albania", focusing on the tension between encouraging investment and safeguarding transparency and fair competition. Through a dual approach — legal and empirical...
Enkeleida Pulaj· Proceedings of The World Con...· 0 citations
We use cookies to run the site and, with your consent, for analytics and to show ads.
See our Cookie Policy.
