FINANCIAL TECHNOLOGY IN THE FINNISH BANKING SECTOR AND CHANGING STAKEHOLDER DYNAMICS IN THE COVID-19 ERA

FINANCIAL INNOVATIONS IN THE CROATIAN BANKING SECTOR: THE PERCEPTION OF BANK MANAGERS

In the dynamic environment of the modern financial sector, innovations play an increasingly important role in shaping the business strategies and services of financial institutions. This particularly applies to the banking sector, which is continuously and significantly adapting to technological changes and market dema...

FinTech Diffusion, Banking Competition, and Financial Stability: A Global Panel Study

The research data indicate that the diffusion of augmented FinTech grows banking competition, which is reflected in the reduced market power and the rise of efficiency, hence providing relevant policy implications to design balanced regulatory frameworks that will foster FinTech innovation but ensure financial stabilit...

Investigating the Impact of Fintech Adoption on SME Financing: A Study from an Emerging Market

This study aims to analyze the impact of fintech adoption on the SME financing of scheduled banks in Bangladesh. Data has been collected from 30 scheduled banks operating in Bangladesh from 2013 to 2023. The data were analyzed using the statistical software STATA 14.0. Independent variables, namely digitalized branches...

WORKING PAPER

The Role of Financial Inclusion Indicators in Enhancing Bank Profitability: An Analytical Study of the Iraqi Banking Sector

In recent years, the banking sector in Iraq has witnessed an expansion in the field of financial services; however, the relationship between this expansion and the profitability of the banking sector still requires analysis, particularly in light of the differences among financial inclusion indicators and the variation...

Prudential Regulation and Bank Profitability in the Central African Economic and Monetary Community (CEMAC)

The situation of banking activity prior to the major financial reforms of 1993 highlighted the appropriateness of prudential regulation (Avom and Eyeffa. 2007). This study aims to measure the impact of banking regulations on the profitability of commercial banks in the CEMAC zone. More specifically, the aim is to asses...