This study examines the influence of financial literacy, financial technology, and financial innovation on the performance of micro, small, and medium enterprises (MSMEs) in East Java, Indonesia, with financial inclusion as a mediating variable and the Technology Acceptance Model (TAM) as a moderating variable. The stu...
Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the Indonesian economy, yet many, particularly those in the culture-based creative sector, struggle to translate financial knowledge and digital tools into sustainable business performance. This study analyzes the influence of financial literacy and digit...
Amid growing competition in the culinary sector, how financial literacy translates into business performance remains a critical research gap. Grounded in the Resource-Based View (RBV) and Dynamic Capability Theory (DCT), this study investigates the parallel mediating roles of Financial Management Capability and Digital...
This study examines how QRIS adoption and fintech knowledge shape the quality of accounting information and financial decision-making among MSME actors in Setu District, Bekasi. A quantitative design was employed, with survey data gathered from 61 MSME respondents chosen through a sampling procedure and processed via m...
Financial Technology (Fintech) has emerged as an important enabler of Micro, Small, and Medium Enterprise (MSME) performance by improving access to financial services, enhancing operational efficiency, and strengthening business competitiveness. Despite the rapid expansion of Fintech services in Kenya, empirical eviden...
The findings reveal that both financial inclusion and financial literacy positively and significantly influence FinTech adoption and extend the Technology Acceptance Model by demonstrating that organizational financial capabilities and access to formal financial services serve as important external antecedents of techn...
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