TL;DR
The findings suggest that AI significantly improves operational efficiency, customer experience, and financial performance while contributing to sustainable growth in the banking sector.
Abstract: The emergence of Artificial Intelligence (AI) has significantly transformed accounting and auditing practices across organizations worldwide. The increasing availability of financial data, advancements in machine learning algorithms, and the demand for real-time financial information have accelerated the adop...
The paper concludes that responsible and explainable AI can significantly strengthen the ability of financial institutions to prevent fraud and manage financial risks while maintaining customer trust and financial stability.
Artificial Intelligence (AI) has emerged as a transformative technology in the banking and financial sector, enabling institutions to improve the accuracy, speed, and reliability of credit risk assessment. Traditional credit evaluation methods often rely on limited financial indicators and manual decision-making proces...
It is concluded that rather than completely replacing human judgment, AI should be included into finance largely as an enhancement of human competence, and strong governance, open decision-making procedures, trustworthy data, ongoing model review, and significant human monitoring are all necessary for responsible deplo...
This paper investigates the role of Artificial Intelligence (AI), Digital Financial Capabilities (DFC) and Customer Trust in digital FinTech Innovation in emerging markets. The statistical research design used was quantitative, cross-sectional, and a questionnaire with five-point Likert scales was used for the collecti...
This study, titled "Impact of Artificial Intelligence on Financial Decission Making in Bank Institute," evaluates the integration of predictive machine learning models, robotic process automation (RPA), and RegTech compliance dashboards in commercial banking decisionmaking. Artificial Intelligence (AI) has redefined cr...
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