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Sponsored Artificial Intelligence: A Modern Approach, Global Edition Artificial Intelligence: A Modern Approach, Global Edition

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Ari Kurniawan

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Review Open access Sep 2026

Owner Dominance, Conflicts of Interest, and Credit Governance in Regional Government Owned BPR: An Assessment of POJK Number 9 of 2024 Through the Bank Daerah Lamongan Case

This article examines how local-government ownership of BPR Perseroda may create governance risks in credit decision-making and assesses whether the current regulatory architecture provides adequate safeguards against conflicts of interest and informal owner influence. Bank Daerah Lamongan (BDL) is used only as a case...

Ari Kurniawan · 0 citations

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