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Author

Mohammad Sofyan

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Open access Aug 2026

Determinants of Indonesian Bank Profitability Across Pandemic and Non-Pandemic Periods

Bank profitability is influenced by bank-specific conditions, macroeconomic changes, and economic disruptions. This study examines the short-run dynamic effects of credit distribution, operating expenses to operating income, capital adequacy, inflation, and the COVID-19 pandemic on return on assets in the Indonesian ba...

Nuuridha Matiin, Fatchur Rochman, Mohammad Sofyan et al. · 0 citations
Open access Sep 2026

Credit, Liquidity, and Pandemic Shock Effects on Indonesian Banking Profitability from 2010-2025

Purpose: This study examines the determinants of banking profitability in Indonesia by analyzing the effects of credit distribution, capital adequacy, liquidity, monetary policy rates, and the COVID-19 shock using a dynamic time series framework.Research Methodology: Monthly data from January 2010 to June 2025 were ana...

Rousilita Suhendah, Indah Purnama Sari Mardjuni, Mochamad Ramza Rapier Gussa et al. · 0 citations
Open access Jul 2026

THE PROBLEMATIC NATURE OF ENGLISH TEACHERS’ WEEKNESS TO IMPROVE STUDENT ACHIEVEMENT

This study aimed to identify the problems faced by English teachers in improving student’ achievement at MTS Raudlatul Falah. This research employed a qualitative descriptive design to explore teachers’ readiness and the challenges encountered in the teaching ang learning process. The study was conducted at MTS Raudlat...

Khoiratul Ummah, Mohammad Sofyan Adi Pranata · 0 citations

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