Bank profitability is influenced by bank-specific conditions, macroeconomic changes, and economic disruptions. This study examines the short-run dynamic effects of credit distribution, operating expenses to operating income, capital adequacy, inflation, and the COVID-19 pandemic on return on assets in the Indonesian ba...
Nuuridha Matiin, Fatchur Rochman, Mohammad Sofyan et al.· Jurnal Manajemen· 0 citations
Purpose: This study examines the determinants of banking profitability in Indonesia by analyzing the effects of credit distribution, capital adequacy, liquidity, monetary policy rates, and the COVID-19 shock using a dynamic time series framework.Research Methodology: Monthly data from January 2010 to June 2025 were ana...
Rousilita Suhendah, Indah Purnama Sari Mardjuni, Mochamad Ramza Rapier Gussa et al.· Jurnal Akuntansi Keuangan da...· 0 citations
This study aimed to identify the problems faced by English teachers in improving student’ achievement at MTS Raudlatul Falah. This research employed a qualitative descriptive design to explore teachers’ readiness and the challenges encountered in the teaching ang learning process. The study was conducted at MTS Raudlat...
Khoiratul Ummah, Mohammad Sofyan Adi Pranata· JEdu: Journal of English Edu...· 0 citations
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