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Sabda Adam

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Open access Aug 2026

THE EFFECTS OF CAPITAL ADEQUACY, LOAN-TO-DEPOSIT, AND NON-PERFORMING LOAN RATIOS ON RETURN ON ASSETS: EVIDENCE FROM INDONESIAN STATE-OWNED BANKS, 2020–2025

This study aims to examine the effect of Capital Adequacy Ratio, Loan to Deposit Ratio and Non- Performing Loan on Financial Performance of State Owned Commercial Banks listed on the Indonesia Stock Exchange for the period 2020–2025. The sample consists of 4 State-Owned Commercial Banks listed on the Indonesia Stock Ex...

Sabda Adam, Nina Shabrina, Dina Novita · 0 citations

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