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Sponsored Artificial Intelligence: A Modern Approach, Global Edition Artificial Intelligence: A Modern Approach, Global Edition

Author

Y. Sudaryo

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Review Open access Aug 2026

The Effect of Financial Literacy, Financial Attitude, and Financial Experience on the Financial Behavior of Generation Z Students

This study examines the influence of financial literacy, financial attitude, and financial experience on the financial behavior of Generation Z students at Politeknik Bintan Cakrawala. A quantitative survey approach was used with 58 respondents selected through purposive sampling. Data were analyzed using multiple line...

Nopita Pitri, Riyandi Nur Sumawidjaya, N. A. Sofiati et al. · 0 citations
Review Open access Aug 2026

Influence Financial Technology, E-Commerce Adoption, and Entrepreneurial Skills on Financial Performance MSMEs With Financial Literacy and Trust As Variables Mediation Studies Cases in North Sulawesi MSMEs

The present investigation seeks to analyze the impact of financial technology, e-commerce adoption, and entrepreneurial capability on the financial performance of Micro, Small, and Medium Enterprises (MSMEs) in North Sulawesi Province, considering both direct effects and indirect effects mediated by financial literacy...

Wendiaputra Paputungan, Y. Sudaryo, N. A. Sofiati et al. · 0 citations
Open access Jul 2026

Liquidity, Leverage, Activity, and Profitability Ratios on Financial Distress: Evidence from LQ45 Manufacturing Companies

This research examines the effect of liquidity, leverage, activity, and profitability on financial distress among manufacturing companies included in the LQ45 Index in Indonesia during 2020–2024. This research used a quantitative explanatory approach to investigate the relationship between the variables. The analysis r...

Farhan Dzulfiqri, Y. Sudaryo, Nunung Ayu Sofiati et al. · 1 citation

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