Aug 2026· The Es Economics and Entrepreneurship· Vol 5· 0 citations· 16 references
Abstract
This study examines the influence of financial literacy, financial attitude, and financial experience on the financial behavior of Generation Z students at Politeknik Bintan Cakrawala. A quantitative survey approach was used with 58 respondents selected through purposive sampling. Data were analyzed using multiple linear regression with Jamovi. The results indicate that financial literacy does not have a significant effect on financial behavior (p = 0.561). Financial attitude has a positive and significant effect on financial behavior (p < 0.001), while financial experience does not have a significant effect on financial behavior (p = 0.155). Simultaneously, financial literacy, financial attitude, and financial experience significantly affect financial behavior (p < 0.001). The model explains 59.7% of the variance in financial behavior, while the remaining 40.3% is influenced by variables outside the study.
This study aims to analyze the influence of Financial Technology, Financial Literacy, Financial Attitude, and Lifestyle on the Financial Behavior of Generation Z in DKI Jakarta. The rapid expansion of digital financial services, combined with the still-limited financial literacy of Generation Z, raises concerns about c...
Nailah Aura Safitri, Nurhidayati· Siber Nusantara of Economic...· 0 citations
This study aims to analyze the influence of financial literacy, financial technology, and financial behavior on the quality of financial management among Generation Z. The research uses a quantitative approach with a survey method. Data were collected through structured questionnaires distributed to 80 students at the...
T. Lestari, Agatha Helena Deze, Christiana Wahyuningrum· Multidisciplinary Journal of...· 0 citations
This study aims to examine the influence of financial literacy, financial knowledge, and financial socialization on financial management behavior among Generation Z in Banyumas Regency, with the perceived usefulness of financial technology as a mediating variable. A quantitative approach with a cross-sectional survey d...
Rifqi Akmal Zein, M. Innayah, Nawalin Nazah et al.· EKONOMIS Journal of Economic...· 0 citations
This study aims to analyze how the use of financial technology, financial literacy levels, and lifestyle influence the financial behavior of Generation Z college students in Surakarta. This study employs a quantitative approach using a survey method, in which questionnaires were distributed to 100 Generation Z college...
Bunga Meilana, Desy· Siber Nusantara of Economic...· 0 citations
Financial literacy is important for university students because the ability to understand and manage finances may influence how they make financial decisions in everyday life. This study aims to analyze the effect of financial literacy on the financial management behavior of students in the Digital Office Management pr...
Ricka Irkhatul Aini, Muhammad Daffa Cahya Putra Hariono, Amaliyah Amaliyah et al.· Journal of Economics and Bus...· 0 citations
Financial literacy has become increasingly important for college students as they are required to make independent financial decisions related to budgeting, saving, debt management and financial planning. The present study examines the impact of financial knowledge on financial behaviour among college students. Specifi...
Divya Sharma, Raman Bassi· International Journal of Lat...· 0 citations
We use cookies to run the site and, with your consent, for analytics and to show ads.
See our Cookie Policy.
